END-Labs
Building projects that are early, new and different
END-Labs is a technology and product development company focused on building the future of borrowing through defi protocol primitives, decentralized autonomous organizations (DAOs), and enterprise application programming interfaces (APIs).

Approach
Our Approach
An automated borrower-optimized lending protocol controlled by a DAO and financially structured.
Capital as a Service API
DAO governance
Borrower optimization protocol
Decentralized network of data & financial experts
Industry
Industry
The fintech lending industry has been on a 10-year trajectory to offer capital as a service through embedded finance by exchanging capital for data.
The Protocol
Borrower Optimization Protocol
A protocol that will continuously source the lowest cost of capital from a wide variety of sources based on the asset class.
- 1Rate asset and associated risk
- 2Tokenize the asset
- 3Pledge the tokenized asset as collateral
- 4Withdraw funds

APIs
Application Programming Interfaces
Our APIs abstract all token and blockchain technology from enterprises and provide a simple solution to access capital at their lowest cost of capital.
Capital API
Pledge assets for funding.
Risk API
Risk assessment by industry experts.
Insurance API
Underwrite risk as needed.