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A blockchain development studio


Building projects that are early, new and different

END-Labs is a technology and product development company focused on building the future of borrowing through defi protocol primitives, decentralized autonomous organizations (DAOs), and enterprise application programming interfaces (APIs).


Our Approach

An automated borrower-optimized lending protocol controlled by a DAO and financially structured.

Capital as a Service API

DAO governance

Borrower optimization protocol

Decentralized network of data & financial experts



The fintech lending industry has been on a 10-year trajectory to offer capital as a service through embedded finance by exchanging capital for data.


Borrower Optimization Protocol

A protocol that will continuously source the lowest cost of capital from a wide variety of sources based on the asset class.

  • 1
    Rate asset and associated risk
  • 2
    Tokenize the asset
  • 3
    Pledge the tokenized asset as collateral
  • 4
    Withdraw funds


Application Programming Interfaces

Our APIs abstract all token and blockchain technology from enterprises and provide a simple solution to access capital at their lowest cost of capital.

Capital API

Pledge assets for funding.

Risk API

Risk assessment by industry experts.

Insurance API

Underwrite risk as needed.

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